Fix your credit. Unlock $50K–$100K in business funding.*
For $67 a month.

Our team disputes the inaccurate, outdated and unverifiable items holding your score back. Then we show you how to turn a clean profile into $50K–$100K+ in business funding, with a big discount on our done-for-you funding when you're ready.

25,000
community members
$1.2M
John's own business credit
520→850
John's own credit score
8,000+
banks & credit unions we work with
John Duda live screen showing perfect 850 TransUnion FICO Score 8
Member wins

Real results from real members.

Credit repair wins Verified Skool Posts

Real screenshots from members disputing inaccurate items and watching their scores jump in 2 to 8 weeks.

Ashley Short · Mar 31
568 → 738 +164 pts
Ashley Short credit repair win - 568 to 738 in less than 2 months
"I am BLOWN away!!! As you can see, I started the credit repair program with John Duda in mid-February, and my credit score went up 164 points! 😍🙏 Super GRATEFUL! Thank" < 2 months
Sharn Robertson · Apr 9
Score: 836 +129 pts
Sharn Robertson credit repair win - Experian jumped 129 points to 836
"I just got an alert from Experian and saw that my score jumped up 129 points. It's been less than two weeks. That's amazing. Thanks to @John Duda and his team." < 2 weeks
Ron Williams · Mar 24
580/620 → 740+ Across bureaus
Ron Williams credit repair win - from 580 low 620 high to 740+ across the board
"I knew that John and his team were going to get me sorted out eventually... 2 months later my personal credit is fixed, (went from 580 low 620 high to 740+ across the board)" 2 months
Cheryl Miller · Apr 1
641 → 760 +119 pts
Cheryl Miller credit repair win - 641 to 760 on first dispute response
"So I joined about 3 weeks ago. I just got my first dispute response yesterday. 2/28 I was at 641. Last week I had a big jump and just got another update today. 760 FICO Score 8." 3 weeks
Lucas Edmonds · Jan 13
+80 Point Boost Funding Ready
Lucas Edmonds credit repair win - 80 point boost, bad marks cleared
"Bad marks cleared today and my score jumped 80 points!! I'm almost ready for my $100k LFG!!!" Cleared bad marks

Funding wins Verified Skool Posts

Once a profile is clean and strong, members secure $50,000 to over $115,000 in business funding and 0% interest credit stacks.

$385,000+ IN THIS BATCH
0% Interest CARD STACKS
8,000+ BANKS WE WORK WITH
Richard Armenta · Jun 19
✓ Got: $115,000 Business Funding
$115,000 Approved
Richard Armenta Skool win - $115k captured in funding
"Between getting the pet to the vet, picking up rental for 4 day trip we teamed up and took the next step by following the data points and captured $115k in funding. Next step, get the inquiries removed. 🎉" Following Data Points
Kathleen Miller · May 20
✓ Got: $108,000 at 0% Interest Stack
$108,000 Approved
Kathleen Miller Skool win - $108,000 0% credit stack
"Sooo excited! Infinite Funding Blueprint leads the way to funding availability! 🚀 Just received the email saying I received my Wells Fargo Signify Business Cash Card!" 0% Interest Stack
David Lee · Apr 24
✓ Got: $57,000 Loan Approved
$57,000 Approved
David Lee Skool win - $57,000 approved with Rocket Loans
"I applied to RocketLoans for a personal loan last week, and got pre-approved for 57k. Moved forward with the pre-approved amount and SUCCESS! Only Transunion took a hit." Rocket Loans Approval
Lisa Koval · May 13
✓ Got: $54,000 in 0% Business Cards
$54,000 Approved
Lisa Koval Skool win - $54k secured in first round of 0% business cards
"Just secured first round of 0% business credit cards, came out to about $54K. I did rush the process a bit and did out of sequence... still very stoked!" Round 1 at 0%
Ronnie Urquhart · Apr 17
✓ Got: $51,000 Business Credit
$51,000 Approved
Ronnie Urquhart Skool win - Another 51K biz credit
"Another 51K thanks John Duda" Repeat Funding

Real member results; not typical. Credit and funding results depend on each person's profile, effort and the bureaus' and lenders' decisions.

How it works

From bad credit to business funding
in 3 steps.

Clean it up

We pull all three bureaus and dispute the inaccurate, outdated and unverifiable items dragging your score down.

Credit repair usually runs $1,000–$1,500
Build it up

We show you how to lower utilization, add positive history and build the comparable credit banks want to see.

The profile banks approve
Get funded

Once your profile is ready, target $50K–$100K+ in business funding, and get a big discount on our done-for-you funding.

Members-only discount
What bad credit is costing you

Every month you wait
costs you money.

Denied
for the funding you need to grow
Higher rates
on every loan, card and lease you do get
Bigger deposits
on apartments, utilities and phones
Missed deals
that go to someone with capital ready
Typical credit repair company
$1,000–$1,500
often paid up front
With us
$67/mo
plus a path to business funding
Everything you get for $67/month

Credit repair that leads
to real funding.

Disputes on all 3 bureaus

We challenge inaccurate, outdated and unverifiable items on Experian, TransUnion and Equifax.

Usually $1,000–$1,500
Full credit analysis

A line-by-line review of your reports so you know exactly what's hurting your score.

All 3 bureaus
Funding-readiness plan

The age, accounts, limits and utilization banks look for, and your plan to get there.

Built for $50K–$100K+
Progress updates

Know what was disputed, what changed and what's next.

Regular updates
Credit education

The 5-Day Knock-Out credit course to keep your profile clean and growing.

Included
Done-for-you funding discount

When your profile is ready, our team can build your funding stack, at a members-only price.

Members-only price
Do the math

Credit repair companies charge $1,000–$1,500. Yours is $67 a month.

And instead of stopping at a better score, we take you all the way to business funding.

To be clear
We don't promise miracles.

We dispute items that are inaccurate, outdated or unverifiable. Accurate, timely information can't be legally removed, and no one can guarantee a specific score.

When you're ready
Members save on done-for-you funding.

Once your profile is funding-ready, our team can build your stack for you, and members get a big discount on our done-for-you funding program.

Where your score puts you

From score to
funding.

Under 600
Clean it up

Focus on disputes and fixing late payments before applying for anything.

600–679
Build it up

Lower utilization, add positive accounts and build comparable credit.

680+ and clean
Get funded

Target $50K–$100K+ in business funding, with our done-for-you discount.

General guidelines, not lender requirements. Approvals depend on your full profile and each lender's current underwriting.

John Duda, founder and the operator behind a 25,000-member credit and funding community
Who's behind this

I'm an operator, not a guru.

I'm John Duda. My credit was a 520; today it's an 850. I've built $1.2M in business credit and used it to scale my businesses and real estate. I've spent about $80,000 on mentorships so you don't have to.

Today I run a funding company and a 25,000-member community where I teach credit and funding every day. Our team works across 8,000+ national banks, regional banks and credit unions, so we know exactly what lenders want to see.

Verified Proof · TransUnion FICO Score 8

What other person in the funding space has an 850 score and has actually shown it?

Most gurus talk in hypotheticals and hide behind rented Lambos. Here's my actual TransUnion screen showing an exceptional, maxed-out 850 FICO 8 score under my real name. If you're going to learn credit and business funding, learn from someone who's actually done it.

John Duda TransUnion 850 FICO 8 Exceptional Credit Score
TransUnion FICO 8 850 / 850 (Exceptional)
25,000
members
$1.2M
business credit built
520→850
credit score
$80K
spent on mentors
One simple price

Start today for
$67 a month.

No $1,000+ upfront package. Cancel anytime.

$67/mo
Disputes on all 3 bureaus
Full credit analysis
Funding-readiness plan
Progress updates
Members-only discount on done-for-you funding
Start my credit repair

Billed after each month's work is done.

Fix your credit first. Then go after $50K–$100K+ in business funding.

Is this for you?

It's for you if…
You've been denied, or approved with terrible terms.
You want business funding but your credit isn't there yet.
You have inaccurate, outdated or unverifiable items on your reports.
You'll follow the plan to build your profile while we work.
It's not for you if…
You want accurate, recent negatives "deleted." That isn't legal, and we won't promise it.
You need funding this week.
You won't keep your utilization low while we work.
You want someone to fake your income or identity. We never will.
Every question, answered

Questions? Good.

Fix your credit. Then get funded.
Starting at $67 a month.

Disputes on all three bureaus, a plan to $50K–$100K+ in business funding, and a members-only discount on done-for-you funding — for $67 a month.

Questions? DM John on Skool or Instagram.

Free, no obligation

Not ready to start? Get a free analysis.

Tell us where your credit is today. We'll review your reports and show you the fastest path to a clean, fundable profile — and $50K–$100K+ in business funding.

No obligation. We'll review your reports and show you the fastest path to a fundable profile.